Finance & Money
Budgets, investing, taxes, and money skills that actually make sense when explained by a human.
How to Void a Check
Void a check for direct deposit or automatic payments. Write VOID in black ink clear of the numbers at the bottom, leave it unsigned, keep a copy, shred any original you keep, and see what to send if you have no checkbook.
How to Calculate Tip
Calculate a 15%, 18%, 20%, or 25% restaurant tip in your head from the pre-tax subtotal, check the bill for a gratuity already added, and split the tip in a group.
How to Negotiate a Salary
Research the market rate, let the employer name the first number, counter the written offer with a reason, and get the agreed terms in writing.
How to Save Money
Save money with a 2-week spending log, a named target, an automatic transfer on payday, and cuts to spending you will not miss, starting with 1% of each paycheck.
How to Write a Check
Fill out a personal check field by field, in the right order, sign it last, and leave no space anyone could use to change the amount.
How to Invest in Stocks
Open a brokerage account, buy low-cost index funds, set up automatic monthly investing, and hold on when the market drops.